MONROE – Tamika Williams works as an economic mobility specialist at Carolinas Healthcare Main in Mecklenburg County. Williams helps high re-admittance patients connect with resources that help them pay for medical treatments, as well as understand the financial impact their medical bills will have on them.
Williams recognized there were no resources in Union County, where she resides, that perform a similar function of helping people to balance their finances.
Inspired to help others, one year ago she became a federally certified Financial Education Instructor and began Cartwill Empowerment Solutions.
She would use teaching materials provided by the Consumer Federal Protection Bureau and the Federal Reserve to help people get out of financial crisis, find money they didn’t know they had and plug leaks in their budget.
Once those issues are addressed, clients can begin considering how to use their money wisely, including starting a business.
“Our slogan is turning education into action,” Williams said. “So if I can give you this information, you should be able to do something with it.”
Williams primarily educates people through group events like her EntreprenU workshops. During the four-week session, those that sign up come and make candy around the kind of business they want to open while listening to Williams educate them about the necessary steps to start their own business.
Topics covered include how to apply for a business license, how to budget for a fledgling business, what kind of products does one need to buy and what kind of clientele does a person want to attract.
Indian Trail Parks and Recreation recently contacted her and will be scheduling her to run one of her workshops at its facilities.
Williams initially targeted low-income people but some mid-level, working people need help, too. One such client, referred to her by Edward Jones, sticks out to Williams. The client had a 401K and savings in place but it was the daily expenditures that were challenging for her.
“I did an assessment with them called Money Habitudes to help her understand her relationship to money,” Williams said. “Once you understand your relationship to money, then you can understand how to earn it and how to spend it … The little bit of $5 here and $15 there surprised her and now she is more mindful. She actually took a trip with the money she found. She cancelled one of her sessions with me to go on a trip! I am really proud her, the things she talked about wanting to do, she really can do.”
Want to learn more?
Cartwill Empowerment Solutions can be found at www.cesmartsolutions.org. Call Tamika Williams at 704-631-4686.